What are you having deducted and what impact is it having?: "No tho I was when I moved into Universal credit and I had no money for four plus weeks. I had to cut all my bill and outgoing ASAP. I had to call around and tell every company why I had to do this and how much I will pay back once I get my money through. As you can imagine all the company's wantes me to pay more than I could afford so I had to put my foot down and say they will only get what I can afford each month. This was not only embarrassing but forced to be very confrontational which I turn effects your state of mind when it already in a bad place."