Q. Are you in other forms of debt and how do you handle budgeting?
I have had to have difficult converstaions with school about not being able to afford some things and at a time when they are asking parents to provide more kit than usual due to covid. Budgeting generally is opportunistic. Self employment can be feast or famine but we are definitely in a famine phase. It all very insecure and even when I earn money I am afraid to use it as I am so uncertain about lockdowns, work and our future.
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