What is your experience of home during the pandemic?: "Our Landlord has been great, actually, helpful & supportive but with maintenance, etc. The Estate Agency was really difficult, we asked for help / time to pay rent / reduction (as I wasn't furloughed when off for 3 months with health conditions), they said the rent money for all their clients was for their pension. Turns out our Landlords have several properties, own a farm & are a buy-to-let Landlord (a work colleague knows them personally as also involved in a farm). Estate Agency I'm sure never put our request to Landlords...just wanted their cut. Would be lovely if banks would consider you for a mortgage if you've paid rent long-term, and worry less about credit cards or loans which have high interest payments & put you in a debt spiral; I've paid rent for 21 years now, starting with £400 plus bills for a room in 2000 and between £725 & £975 pcm for flat or house since 2005, so can pay a mortgage...all my priority bills are also met - just the debt itself that causes a problem & stops us moving forward / having spare money to save. The current debt is mostly from paying such high nursery costs, with limited tax credit support, as our payments were between £350-£200 or under, with costs of £700 or £800 plus. Families need two incomes, nurseries should have high Gov subsidies from when you first go back to work, my son is 6 now, I've worked for most of the time since he was 8 months old and worked full-time from 2000 to 2015 (when he was born), paid taxes, NI, etc. yet little support for childcare so I can work & support the economy after being the breadwinner for 18 years...it doesn't pay to be female unfortunately. Son might be eligible for DLA if his assessment shows he's autistic (its a Gov assessment, not private one, his school are supporting it) which would help a bit, as sensory issues mean he's ALWAYS hungry & ALWAYS hyper."

Paris M
May 11, 2021

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